The Joney Talks Podcast
How Jacob quit his stressful six-figure job to move into an RV and embrace a minimalistic lifestyle

How Jacob quit his stressful six-figure job to move into an RV and embrace a minimalistic lifestyle

December 7, 2019

In today's episode, we will speak to my friend Jacob from I Heart Budgets.

We met at Fincon 19 and he told me he was currently on a "mini-retirement" travelling in an RV (a large motorhome/camper van) with his wife and three kids through the US. He started this crazy plan in August of 2018 and while the plan was to travel 1 year they have extended their plans.

Living in such a limited space brings challenges but as well incredible experiences and opportunities. We will discuss all of these with Jacob and we will also discuss what triggered him and his family to do this. Oddly enough, a couple of months before deciding to go live in an RV, the Wades were looking into buying a new larger home! The discussion with also be seasoned with a pinch of minimalism here and there. 

Since Jacob loves budgets (--> nerd), we also discuss why setting up a budget or better "a plan" for your finances is the essence of starting to live a better life.

This episode is for you if you are keen on hearing about why someone with a well-paid job is "suddenly" making a drastic lifestyle change by moving to a more nomadic and minimalistic lifestyle. And more importantly how that can be achieved through budgeting and planning. This episode is also for you if you are new to budgeting and still wonder why it can be a fantastic starting point to achieve your goals.

Enjoy! 

Show notes: https://joneytalks.com/2019/12/06/iheartbudgets/

The unexpected benefits of paying off your mortgage fast with Andy

The unexpected benefits of paying off your mortgage fast with Andy

November 29, 2019

We are talking to my friend Andy Hill from Marriage, Kids and Money today.

With his wife Nicole, he paid off his 195,000 dollar mortgage in 5 years. We will discuss how he managed to pay down such an amount so fast, why he chose to go that route and what are the surprising benefits of living mortgage-free.

Next to this impressive achievement, Andy has a full-time job, is a father of two and also runs the successful podcast Marriage, Kids and Money since a little over 3 years. We will dig into how he manages his time wearing all his different hats!

This episode is for you if you are wondering how to pay down your mortgage faster and /or if you are a busy professional and a family man and still looking at developing a side activity.

Enjoy!

Show notes: https://joneytalks.com/2019/11/29/andyhillmkm/

How to travel full-time and build self-confidence with Brad

How to travel full-time and build self-confidence with Brad

November 21, 2019

In today's episode, we talk to Brad from Man Overseas. Brad is a traveler and likes to venture overseas in different cities with his wife. We will talk about the specifics of his current lifestyle, how he has focused over the years to reach this lifestyle and we will end up with very powerful insights on building self-confidence!

This engaging discussion will be seasoned with many great book references, personal finance tips, lifestyle inflation, a Porsche 911 and we will also dig more than usual into psychology and habits. As you will hear, both Brad and I really come out of our shells on those various topics during the episode, so definitely a must listen!

Enjoy amigos! 

Show notes: https://joneytalks.com/2019/11/21/manoverseas/

All the roads lead to FI (Financial Independence) with Jessica and Purple

All the roads lead to FI (Financial Independence) with Jessica and Purple

November 14, 2019

In today´s episode, we have a double interview where I will speak with my friend Jessica from the Fioneers and with Ms Purple from a Purple Life. They are both taking different approaches to Financial Independence and we will explore how they are working towards reaching their goals and which way could be more fitting for you.

Purple is taking all steps possible to reach Financial independence at 30 (!) while Jessica (the creator of the Slow FI concept) takes it "easier" and even recently went from a full-time job to a part-time job. 

Which path to FI would you choose? The fast way or the slow way? 

Disfruta amigos! 

Show notes: https://joneytalks.com/2019/11/14/allroadstofi/

An introduction to Bitcoin and Blockchain Technology with Ivan

An introduction to Bitcoin and Blockchain Technology with Ivan

November 7, 2019

Ivan Liljeqvist from Ivan On Tech will walk us through the basics of Blockchain Technology and cryptocurrencies. 

We will discuss what the Blockchain is all about, how Bitcoin works and what the use case is. We will also discuss the value of Bitcoin and if you should invest in it at all.

If you are here because you follow his channel or are a fellow Academy student, you are in for a treat as well: This will be the perfect episode to learn more about Ivan and what is happening under the hood at the Ivan On Tech "Headquarters! 

Enjoy! 

Jonathan 

Show notes : https://joneytalks.com/2019/11/07/ivanontech/

Reaching FIRE without even realizing it with the Dragons on FIRE

Reaching FIRE without even realizing it with the Dragons on FIRE

November 4, 2019

In today´s episode, I am speaking with my friends Dragon Gal and Dragon Guy from The Dragons on FIRE. They recently reached FIRE and have left their jobs in their early 40s, 25 years ahead of schedule! 

When it comes to money, The Dragons have been doing the right things such as not spending more than what they earn, investing a portion of their income monthly in the stock markets (even throughout the 2008 market crash), paid off their house,... they just did not have a specific money goal or a specific savings amount to reach. It is only when they started to think about leaving their jobs that they dived into the FIRE blogs. And interestingly enough, once they found out about the financial model and calculated their "FI number", they discovered that they were already FI (or "unknown FI")! 

Could you be unknown FI as well?

Show Notes : https://joneytalks.com/2019/11/04/dragons/

What is Peer-2-Peer lending? Investing in Mintos, camels and more with The Wealthy Finn

What is Peer-2-Peer lending? Investing in Mintos, camels and more with The Wealthy Finn

October 31, 2019

In today's episode, we talk to The Wealthy Finn about Peer-2-peer lending, what it is, what the risks are, which platforms to use, how to deal with taxes, etc. He is heavily invested in stocks (both individual stocks and index funds) and explains why he still wants to add Peer-2-Peer lending investments to his portfolio. To spice it all up, the Wealthy Finn will share some horror stories and as well will tell us about his "wacky" investments.

This episode is for you if you want to learn more about investing in Peer-to-peer lending platforms in general and as well to learn from real hands-on experiences about what it is to invest and diversify one's assets.

Enjoy! 

Jonathan

Show notes: https://joneytalks.com/2019/10/31/thewealthyfinn/

A journey to FIRE and dealing with Wealth Guilt with Mrs. Miller

A journey to FIRE and dealing with Wealth Guilt with Mrs. Miller

October 24, 2019

The FIRE (Financial Independent, Retire Early) movement has gained traction in the last 10 years and Mrs. Miller stumbled upon the movement a couple of years ago. This sparked her interest and as she started to read blogs and articles on the topic, she started to blog about her journey to FIRE on her blog www.millersonfire.com. We will talk about her journey, how she changed her spending habits over the years and how she saves/invests her money. In the second part of the episode we also talk about the feeling of "Wealth Guilt", Mrs. Miller is thriving in her career and her salary has increased over the years, never the less when she reached a certain threshold, she started to feel guilty about doing so well financially. We discuss why this feeling kicked in and how to overcome it. 

So all in all a great conversation with powerful takeaways for you! Enjoy!

Jonathan

Show notes : https://joneytalks.com/2019/10/24/mrsmiller/

 

 

Are the wealthy switching from traditional to crypto investments? with Leanna

Are the wealthy switching from traditional to crypto investments? with Leanna

October 19, 2019

In today's special episode we are at Fincon19 discussing the move from investing in traditional finance to cryptocurrency-based assets with Leanna Haakons.

We also talk about how the wealthy have different (or similar?) concerns than us, mere mortals, in relation to investing.

Enjoy!

Find the links to the video and the resources we talk about in the show notes: https://joneytalks.com/2019/10/19/leanna/

 

How to achieve our goals through personal development and intentional living with Erik

How to achieve our goals through personal development and intentional living with Erik

October 14, 2019

Today´s episode is recorded in Washington D.C. during Fincon 2019, I am speaking with my friend Erik from The Mastermind Within.

Erik is a relentless energy bomb who blogs, podcasts, does some consulting job all on the side of his day job! In this episode, we will dig into the key idea behind The Mastermind Within, we will touch upon motivation, time management, and Erik will share his personal finance tips (both conventional and unconventional!)

Enjoy! 

Jonathan 

Show notes: https://joneytalks.com/2019/10/14/themastermindwithin/